Home Value Explorer®

• Camreo’s integrated Automated Valuation Model (AVM) products deliver fast, accurate property valuations with statistically grounded confidence scores. These scores are based on the forecast standard deviation (FSD), offering clarity and ease of interpretation for industry professionals.
• Backed by Freddie Mac’s extensive modeling expertise and in-depth industry knowledge, our AVM solutions consistently rank among the top performers in the market for coverage, accuracy, and reliability.
• We are rated consistently as a top AVM in the industry for coverage, accuracy, and reliability.
• Property value estimates at HVE points can also be used to support Relief Refinance MortgagesSM for eligible 1- to 2-unit properties—making them an essential tool for streamlined underwriting and risk assessment.

• Our solution offers robust, nationwide coverage across all 50 states and the District of Columbia, encompassing over 3,100 counties. With access to an extensive database of more than 103 million property addresses—sourced from national data repositories and the Freddie Mac loan portfolio—we ensure unparalleled data depth and precision.
• Our valuation model includes property estimates in nondisclosure states, leveraging exclusive insights from the Freddie Mac loan portfolio to enhance accuracy. On average, our system delivers a valuation hit rate of 85% nationwide. When prior sales data is included, the success rate is even higher, ensuring superior reliability in property assessments.
• At the core of our platform is a proprietary Freddie Mac algorithm that seamlessly integrates outputs from both our repeat sales and hedonic models. This sophisticated blend delivers a single, refined valuation product designed for precision and consistency.
• Each property valuation includes the HVE (Home Value Explorer) point value estimate, accompanied by supplemental data feedback—at no additional cost. This allows for early detection of inflated appraisals, offering lenders and analysts the critical insight needed to flag properties for further review during the loan origination process.

Our platform is designed to support multiple essential functions throughout the mortgage loan lifecycle, delivering operational efficiency, regulatory compliance, and strategic support for financial institutions, lenders, and real estate professionals:

• Specialized underwriting review mortgages and home equity loans/home equity lines of credit
• In-depth credit risk analysis
• Advanced loss mitigation strategies
• Comprehensive support for refinancing and mortgage modification processes

Integration with insurance evaluation processes

Implementation of rigorous quality control processes

Support for mortgage portfolio management

Facilitation of activities related to home purchase, sale, or construction